New Year, New Home Goals

A new year is a traditional time to review and set new goals. It’s also a great time to take stock and ask yourself, “Does my home still suit my needs?.

Homeowners have 43x the wealth of non-homeowners.
Most homeowners have at least $307,000 in equity

Over the last 40 years, the median price of houses grew by 408%.

Home values continue to grow in spite of market valuations (in most areas).

Knowing what your home is worth today

This can help you plan upgrades, refinancing, or future goals. I’d be happy to run a free, no-pressure comparative market analysis for you.

When goals become reality- Renovate Vs. New Home

Start with these questions:

What works?
What doesn’t?
What can easily change?
Is a major renovation worth the time and cost?

The Perfect Time to Make a Move…

…is when it’s right for you. As rates start to shift, more buyers and sellers will enter the market. If you’re thinking about making a move in 2026, it’s worth it to start the process now.

Take These 4 Steps:

Assess your finances
Clear up any credit issues
Research home buying options
- First-time buyer programs
- Government-sponsored enterprises Fannie Mae and Freddie Mac
- Specialized loan programs such as the V.A. Loans or the Good Neighbor Next Door program
- Homebuilder buydowns
- Loans or gifts from family members
Ask me!
- No matter where you are in the process, I’d be happy to meet with you and offer some advise.

If you need a referral for any other type of professional, I can connect you to a great one in my network. And oh, by the way… I’m never too busy for any of your referrals!

For a printable version of this newsletter, click here.

Sources: 1. cotality.com/press-releases/home-equity-growth-stalls-q2-2025 2. statista.com/chart/34534/median-income-price-versus-median-income-in-the-us/ 3. realtor.com/news/trends/home-owners-renters-net-worth-study/ 4. Fanniemae.com 5. Freddiemac.com 6. benefits.va.gov/homeloans/ 7. hud.gov/helping-americans/good-neighbor#openModal